1.When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a cheque in favour of another person.

　　2.Many of these obligations can give in to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

　　3.He gives the bank specimens of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a cheques on which its customer's signature has been forged.

　　4. It makes no difference that the forgery may have been a very skilful one: the bank must recognize its customer's signature.

　　5.If this facilitates forgery, it is the bank which will lose, not the customer.

　　1.任何人在银行开一个活期账户，就等于把钱借给了银行。这笔钱他可以随时提取，提取的方式可以是取现金，也可以是开一张以他人为收款人的支票。

　　2.其中许多义务往往引起问题和纠纷。但是储户不能像货物的买主那样来抱怨法律对自己不利。

　　3.他把自己签名的样本交给银行，对此有一条非常严格的规定：银行没有任何权利或理由把储户的钱让伪造储户的支票取走。

　　4.即使伪造得很巧妙，也不能付款，因为银行有责任辨认出其储户的签名。

　　5.如果因这种作法出现了伪造的话，受损失的将不是储户，而是银行。